Looking for a new finance card? Look no further! We have a great selection of finance cards to choose from. Whether you’re looking for a low interest rate, no annual fee, or a rewards program, we’ve got you covered.
Every day, thousands of New Zealanders use financial services. They go shopping using credit facilities, like Q Cards , Farmers finance card and protect themselves with insurance and finance their future with our equipment loans. Kiwi Finance are here to help get the best pre approved finance for you.
Q Card – For buying the things that matter.
Farmers Finance Card – accepted at leading supermarkets, petrol stations and thousands of other retailers nationwide.
Consumer Insurance Services Limited – insurance to protect you against the unexpected.
Equipment Finance Limited – business asset finance for New Zealanders.
Q Card’s many benefits make it a fantastic alternative to a credit card. Q Cardholders enjoy 3 months no payments and no interest on every purchase^ at thousands of places nationwide, plus they can take advantage of a great range of interest-free deals and payment holidays.
Find out more about Q Card now.
No payments and no interest for 3 months (“Payment Holiday”) is available on all purchases at participating retailers on Q EFTPOS Plans. Account Fees may apply. Q Card Standard Interest Rate applies to any outstanding balance at end of Payment Holiday. Q Card lending criteria, fees, terms and conditions apply.
A minimum purchase amount may be required. Account Fees may apply. Available on Flexi Payment, Fixed Instalment or EFTPOS plans. For interest free only deals, monthly payments may be required throughout interest free period. Q Card Standard Interest Rate applies to any outstanding balance at the end of payment holiday or interest free period. Q Card lending criteria, fees, terms and conditions apply.
There’s no joining fee or annual account fee required so it is a great way to pay at Farmers and thousands of other stores around New Zealand.
Cardholders can use it to shop for their families, stock up on groceries and fuel for their car, enjoy exclusive access to special Cardholder discounts and offers.
Find out more about Farmers Finance Card and where you can shop here.
Equipment Finance Limited (EFL) supports New Zealand companies by offering a range of flexible financing solutions and is a member of the Fisher & Paykel Finance Group.EFL specialises in helping clients acquire the plant, machinery, business equipment and assets they need to develop their businesses.Find out more about Equipment Finance Limited.
Consumer Insurance Services Ltd (CISL) provides a range of insurance and product protection policies to retailers and consumers. CISL is a member of the F&P Finance Group and it administers and underwrites all its own policies.
Goods cover and Payment Protection cover for Q Card Finance customers.
Goods cover and Payment Protection cover for Farmers Finance customers.
Cover for Farmers Finance Cardholders in the event of loss of life or livelihood.
Cover for Q Cardholders in the event of loss of life or livelihood.
Protect your ability to meet your Q Card repayments should the unexpected happen. We will pay in the event of:
Redundancy for longer than 30 days
Fixed Instalment and Fees and Miscellaneous Plans: Your minimum payments due; and Q EFTPOS and Flexi Instalment Plans: 3 x your minimum payments due; in each case for the period of your redundancy, until we have paid an amount equal to the lesser of your total Closing Balances, or $20,000, or the expiry of 6 months – whichever occurs first.
Disability for longer than 30 days
Fixed Instalment and Fees and Miscellaneous Plans: Your minimum payments due; and Q EFTPOS and Flexi Instalment Plans: 3 x your minimum payments due; in each case for the period of your disability, the lesser of your total Closing Balances or $20,000.
Permanent disability:
Your total Closing Balances up to a maximum of $20,000 (less any disablement fees already paid).
Death
Your total closing balance up to a maximum of $20,000.
Terminal Illness:
Your total closing balance up to a maximum of $20,000.
Bankruptcy:
Your total closing balance up to a maximum of $20,000.
Click here to view our policy for full details.
Get Protected Now! Phone 0800 11 7000
Join and take advantage of our 30 day no-obligation review period.
If you are a Farmers Finance Cardholder you can protect your ability to meet your repayments should you suffer a major life event. We will pay in the event of:
Death
Your card balance as a lump sum up to $20,000.
Terminal Illness
Your card balance as a lump sum up to $20,000.
Permanent Disability
Your card balance up to a maximum of $20,000.
Bankruptcy
Your card balance up to a maximum of $20,000.
Disability for longer than 30 days
3 x your monthly instalments up to the lesser of your card balance or $20,000. (Calculated daily for each day disabled.)
Redundancy for longer than 30 days
3 x your monthly instalments up to your card balance, $20,000, or 6 months- whichever occurs first. (Calculated daily for each day redundant.)
Goods Cover and Payment Protection Cover for Farmers Finance customers. It’s easy to arrange SAFE Guard when you make your purchase – just ask in store. Here’s what you’re covered against:
In the event of the accidental loss, damage, destruction or theft of the goods we will either repair or replace the goods, or pay the replacement value of the goods to Farmers Finance as a credit against your agreement. The excess is only $50 and makes goods cover an attractive option when compared against most contents policies and the loss of your no claims bonus.
Protect your ability to meet your repayments. We will pay in the event of:Death: Your outstanding plan balance as a lump sum Terminal Illness: Your outstanding agreement balance as a lump sum Bankruptcy: 3 x one monthly instalment in a lump sum Disability for longer than 30 Days: Your monthly instalments due Redundancy: Your monthly instalments due up to a maximum of 180 days
Goods Cover and Payment Protection cover for Q Card customers. It’s easy to arrange Future Care when you make your purchase – just ask in store.
Here’s what you’re covered against:
In the event of the accidental loss, damage, destruction or theft of the goods we will either repair or replace the goods, or pay the replacement value of the goods to Q Card as a credit against your plan. The excess is only $50 and makes goods cover an attractive option when compared against most contents policies and the loss of your no claims bonus.
Protect your ability to meet your repayments. We will pay in the event of:Death: Your outstanding plan balance as a lump sum Terminal Illness: Your outstanding plan balance as a lump sum Bankruptcy: 3 x one monthly instalment in a lump sum Disability for longer than 30 Days: Your monthly instalments due Redundancy: Your monthly instalments due up to a maximum of 180 days
Discloser : rates and fees may change so please check out respective finance card providers for latest interest rates and fees before applying for any finance cards in New Zealand.